Key Man Insurance

This insurance covers disruption in business due to loss or impairment of key employees or key persons.  Business can be put in serious jeopardy by the death of a key employee, a Partner or key Shareholder.  It is possible to insure against death or illness of key persons in the organization whose continued presence is essential for continuance of the operations.

Generally, in case of a partner or a shareholder, the proceeds can be used to buy back shares in the name of that individual.  In case any individual in your establishment is identified as a key person central to continued progress of operations, we shall be in a position to provide cover.