Third Party/Public Liability

It covers the legal liability of the insured for death of / bodily injury to or  damage to property of third parties including food poisoning  arising out of the incidental provision of snacks & beverages to the visitors at the office premises of the insured. Insurance to include costs awarded against the insured, expenses incurred by the insured towards legal fees, court fees and the like but incurred with the written approval of the insurer also held covered under this insurance but within the limits of the sum insured.